The Affordable Care Act's PCIP (Pre-Existing Condition Insurance Plan) coverage may be organized on a state level or may be federally run. Those states that have chosen to follow the federal program (administered by GEHA) have now released their premiums. How much will PCIP cost in states that have opted in?
How are PCIP Premiums Banded?
Pre-Existing Condition Insurance Plan premiums are not income-based but the costs involved will be graded by age. The current levels are set at: 0-34, 35-44, 45-54, 55+ years. Although there are multiple states that have signed up to the program that is administered on behalf of the government by GEHA, actual premiums charged may vary depending on where the individual lives.
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